Finding cheap classic car insurance?

JC Taylor, Condon & Skelly or Hagarty. Remember, they will require that you have a full time regular use vehicle for every driver in your household. The primary use of the classic vehicle will need to be shows & parades. You will not be allowed to drive it to work or use it every day. They will check the mileage on every renewal. Usually they will allow about 2500 to 3000 miles per year. They will also require photos & appraisal for proof of value. The vehicle will be required to have full coverage. It is cheap insurance, but it is cheap for a reason. These companies are very strict on the use of the vehicle. I believe you will also need to have a good driving record.

Is classic car insurance cheaper?

Classic car insurance is very cheap, but due to this they have STRICT regulations. To insure the vehicle on a classic policy, all drivers in the household must have a primary use vehicle (one car for each driver) that is NOT the classic car. The classic car must be used primarily for car shows & parades & normally has a maximum annual mileage limitation of about 2500 miles. It CANNOT be used to drive to & from work.
So, if this will be your primary vehicle, you must insure it on a regular auto policy. Due to the age, if you want comprehensive & collision coverage (which Im sure you do since Im pretty sure you didnt get this cheap), you will have to have an appraisal of the vehicle (by a classic car expert) and insure it with a stated value. This is the maximum they will pay for the vehicle (for a covered loss less the deductible & they can pay LESS if the condition of the vehicle warrents this) so if the value keeps going up, you will have to have it appraised regularly and keep increasing the stated value on the insurance. If you do stated value, some companies charge as if it was a new model year (as an example – if the car is worth $20,000, they will charge you premiums like a 2007 model worth $20,000 because the year of the car figures into the rates).
Call around, get rates. Ask your current insurance company.

Im17 and have not got my license yet but when i do how can i get cheap car insurance?

take the pass plus that will save you a few quid and shop about and hope your not in a high car crime area

Do you own an antique car? If so, then you need to get classic auto insurance. If for any reasons your classic car gets damaged or stolen the loss will be quite high because of its value.

Most classic cars can be separated in 3 categories and each category has its own insurance package.

Classic cars are the ones that are only 17 years old

Vintage cars are the ones build between 1903 and 1933

Veteran car are the ones that were build before 1903

Any antique car should be covered by the proper insurance because as they age their value increases therefore they are an investement worth taking care of. You also need to keep in mind that repairing a classic car can be quite costly because the parts and paint may not be manufactured anymore.

To determine the rates of your classic auto insurance you will need to know the current value of the car, for this you require an appraisal. Some insurance companies choose to use the original price of the car, although you will need the original documentation of the car to determine your insurance rates.

You dont need to get an antique car insurance, but it is highly recommended, you could just get standard car insurance for your vehicle. But not every old vehicle is considered classic or antique, to be classified as antique vehicle your car must meet some requirements. Antique cars have some special features like muscle car, convertible, unique body shape, foreign sports car or V8 engine.

Most insurance companies provide classic auto insurance, you can search the internet to get quotes or find websites related to antique cars. You may be able to get a discount if you insure alll you cars with the same company.

You need to choose the coverage that you want, for a classic car is important to have full coverage so you can protect your car from being stolen or vandalism.

You can compare quotes for classic cars online, a very simple way to do it is to enter your zip code in the box above this page and you are ready to go.