Cheap Classic Auto Insurance Archives

Classic car Insurance questions?

If thats what you want to do. Just put storage insurance on the car you are not driving at the time, only costs like $40 a year.

I have a classic Mustang for sale and a person keeps asking how much the car insurance will be so he can buy.?

Im assuming that you are not an insurance agent so just tell them to check with an insurance company as you cannot possibly tell them anything. Do not provide any vital information. Year, make, model and mileage is all any insurance company needs to provide them with a quote. This actually sounds like you might have a scammer on your hands, do not be surprised if next they ask you for your bank information so they can transfer the purchase amount plus a few thousand dollars and ask you to wire the change back to them to pay for shipping. If this does happen, delete the email and move on.

Where can I find cheap classic auto insurance?

I would suggest Progressive, I just switched to them from Esurance and my premium is about half of what it was with Esurance, and the coverage is the same, even a little better in some categories. The fact you are a new driver will not hurt you, if anything, it will HELP you, since you will not have any violations that will up the price of your insurance. In addition to this, you are 26, most isurance dropas at age 25, so you should find a decend price, I would suggest checking out Progressive. But whatever you do, shop around a bit. Hope this helps, Good Luck.

What is a good cheap auto insurance company I can buy insurance from.?

call an insurance broker and get a quote. That is free to you. Some insurance companies will assign you a credit score, some do not. (They are proprietary models- not FICO) .Insurance companies assign additional risk depending on where you live- a big city may be more expensive than a suburb or rural location- more likelihood of damage to auto, or theft of vehicle. Additionally, it depends on what you drive.
If you purchase renters insurance or homeowners insurance, some companies will give you a discount if you place them both with the same carrier. So, call an independent agent for a quote, and then compare that to the direct insurance companies like Allstate, State Farm, etc.

Finding Cheap Classic Car Insurance?

I currently have a Chevy Malibu 1979 and i want to have it and my winter car on the road. I want to find cheap classic car insurance so i can pay for both insurances. A friend told me that i can get it very cheap because its classic?

R:

THere are some companies that specialize in classic car insurance like Hagarty, JC Taylor, Condont and Skelly. But keep in mind that although classic car insurance is cheap there are various restrictions and you wont be able to drive it as a regular car.

You will need to prove that there are others cars for your households for their daily needs. The primary use of the vehicle is shows and parades. It will not be possible to use it as your primary vehicle to go to work.

The mileage is very important you will need to not drive more than 2500 to 3000 miles per year. Its required appraisal for proof of value. You will need to get full coverage for the vehicle.

So it is cheap to insure your classic car but because it has many restrictions. So you better be well informed, you need to have a clean driving record and be over 25 years old.

The cost for your classic car insurance can be from $100 to $150 a year.

Now you need to compare quotes from the leading auto insurance providers, is very easy to do it online, just enter your zip code to get started.

What im looking for is a company with reasonable terms/conditions and rates to insure a Chevy Chevelle 1967. Does anyone have any experience for insurance companies that specialize in classic cars?

R:

Look one of the most recognized companies for classic car insurance is Hagerty. They have good rates but there are various restrictions that you will have to follow. The mileage for a year is an average of 2,500, however ask them you may be able to get up to 5,000 miles.

Also you will need to keep your car in a locked garage, and you need to prove that there are other cars for your households daily needs.

You need to have a clean driving record or minimal violations and you have to be over 25 years old.

Lastly is important to shop around and compare rates, you can do it easily online just enter your zip code in the box above this page.

Cheap Classic Auto Insurance Questions

Finding cheap classic car insurance?

JC Taylor, Condon & Skelly or Hagarty. Remember, they will require that you have a full time regular use vehicle for every driver in your household. The primary use of the classic vehicle will need to be shows & parades. You will not be allowed to drive it to work or use it every day. They will check the mileage on every renewal. Usually they will allow about 2500 to 3000 miles per year. They will also require photos & appraisal for proof of value. The vehicle will be required to have full coverage. It is cheap insurance, but it is cheap for a reason. These companies are very strict on the use of the vehicle. I believe you will also need to have a good driving record.

Is classic car insurance cheaper?

Classic car insurance is very cheap, but due to this they have STRICT regulations. To insure the vehicle on a classic policy, all drivers in the household must have a primary use vehicle (one car for each driver) that is NOT the classic car. The classic car must be used primarily for car shows & parades & normally has a maximum annual mileage limitation of about 2500 miles. It CANNOT be used to drive to & from work.
So, if this will be your primary vehicle, you must insure it on a regular auto policy. Due to the age, if you want comprehensive & collision coverage (which Im sure you do since Im pretty sure you didnt get this cheap), you will have to have an appraisal of the vehicle (by a classic car expert) and insure it with a stated value. This is the maximum they will pay for the vehicle (for a covered loss less the deductible & they can pay LESS if the condition of the vehicle warrents this) so if the value keeps going up, you will have to have it appraised regularly and keep increasing the stated value on the insurance. If you do stated value, some companies charge as if it was a new model year (as an example – if the car is worth $20,000, they will charge you premiums like a 2007 model worth $20,000 because the year of the car figures into the rates).
Call around, get rates. Ask your current insurance company.

Im17 and have not got my license yet but when i do how can i get cheap car insurance?

take the pass plus that will save you a few quid and shop about and hope your not in a high car crime area

Do you own an antique car? If so, then you need to get classic auto insurance. If for any reasons your classic car gets damaged or stolen the loss will be quite high because of its value.

Most classic cars can be separated in 3 categories and each category has its own insurance package.

Classic cars are the ones that are only 17 years old

Vintage cars are the ones build between 1903 and 1933

Veteran car are the ones that were build before 1903

Any antique car should be covered by the proper insurance because as they age their value increases therefore they are an investement worth taking care of. You also need to keep in mind that repairing a classic car can be quite costly because the parts and paint may not be manufactured anymore.

To determine the rates of your classic auto insurance you will need to know the current value of the car, for this you require an appraisal. Some insurance companies choose to use the original price of the car, although you will need the original documentation of the car to determine your insurance rates.

You dont need to get an antique car insurance, but it is highly recommended, you could just get standard car insurance for your vehicle. But not every old vehicle is considered classic or antique, to be classified as antique vehicle your car must meet some requirements. Antique cars have some special features like muscle car, convertible, unique body shape, foreign sports car or V8 engine.

Most insurance companies provide classic auto insurance, you can search the internet to get quotes or find websites related to antique cars. You may be able to get a discount if you insure alll you cars with the same company.

You need to choose the coverage that you want, for a classic car is important to have full coverage so you can protect your car from being stolen or vandalism.

You can compare quotes for classic cars online, a very simple way to do it is to enter your zip code in the box above this page and you are ready to go.