Finding cheap classic car insurance?

JC Taylor, Condon & Skelly or Hagarty. Remember, they will require that you have a full time regular use vehicle for every driver in your household. The primary use of the classic vehicle will need to be shows & parades. You will not be allowed to drive it to work or use it every day. They will check the mileage on every renewal. Usually they will allow about 2500 to 3000 miles per year. They will also require photos & appraisal for proof of value. The vehicle will be required to have full coverage. It is cheap insurance, but it is cheap for a reason. These companies are very strict on the use of the vehicle. I believe you will also need to have a good driving record.

Is classic car insurance cheaper?

Classic car insurance is very cheap, but due to this they have STRICT regulations. To insure the vehicle on a classic policy, all drivers in the household must have a primary use vehicle (one car for each driver) that is NOT the classic car. The classic car must be used primarily for car shows & parades & normally has a maximum annual mileage limitation of about 2500 miles. It CANNOT be used to drive to & from work.
So, if this will be your primary vehicle, you must insure it on a regular auto policy. Due to the age, if you want comprehensive & collision coverage (which Im sure you do since Im pretty sure you didnt get this cheap), you will have to have an appraisal of the vehicle (by a classic car expert) and insure it with a stated value. This is the maximum they will pay for the vehicle (for a covered loss less the deductible & they can pay LESS if the condition of the vehicle warrents this) so if the value keeps going up, you will have to have it appraised regularly and keep increasing the stated value on the insurance. If you do stated value, some companies charge as if it was a new model year (as an example – if the car is worth $20,000, they will charge you premiums like a 2007 model worth $20,000 because the year of the car figures into the rates).
Call around, get rates. Ask your current insurance company.

Im17 and have not got my license yet but when i do how can i get cheap car insurance?

take the pass plus that will save you a few quid and shop about and hope your not in a high car crime area

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Filed under: Cheap Classic Auto Insurance

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